latest news and information from First South Financial
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Common Questions Regarding Mortgage Refinancing
As our economy slowly starts to re-open and mortgage rates have dropped to near historic lows, many consumers are starting to think about refinancing their mortgage loan. Here are answers to the two most common questions we've been asked regarding refinancing during a pandemic.
Q. Is now a good time to refinance my mortgage?
A. The short answer is "yes" for most people. At this time we have rates are as low as 2.750%. If the rate on your mortgage loan is higher than that, then please contact one of our mortgage loan officers. They can review your current mortgage and help you decide if refinancing is indeed a good move for you right now.
Plus, we offer several mortgage loan options with no points, fees, or closing costs, which can save you even more money.
Q. We're being encouraged to social distance and stay at home at this time. How does that effect applying for and closing a mortgage loan?
A. Even before COVID-19, First South Financial has offered online mortgage applications - allowing you to apply at any time and from anywhere. Many of the disclosures and documents needed during the application process can be transmitted digitally. And we have several options for closing that have borrower safety as its top priority.
To find out more about all of our mortgage loan options,visit our web site or give us a call at 901-380-7530. And when you're ready, visit our mortgage application page to get started.
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Follow us on FacebookStay up to date on what we're doing to deal with COVID-19, get helpful financial tips and information, and see our latest offerings. Visit our Facebook page today.
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Exceptional Service. Professional Advice.The financial advisers located at First South Financial offers personalized retirement, insurance and investment strategies designed to help you and your family realize a lifetime of financial security.Call Christy Heckler at 901-380-7280 or Rob Ethridge at 901-380-7441 for a no-cost, no-obligation appointment.
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First South Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract withthe financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.
FR-2945896.1-0220-0322
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OVERDRAFT PRIVILEGE WHAT YOU NEED TO KNOW
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Phishing. Email Scams. Phone Scams. Identity Theft.
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If you have questions, we have a resources page on our web site that will help you get the answers you need to keep you safe when you're online.
This page has information from reliable sources on a variety of topics, plus links on resources that can help you avoid becoming a victim of online fraud. It's just one more way we're here to help you.
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The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis Software Solutions, Inc., First South Financial or their affiliates or agents responsible for loss or damages resulting from the Content.
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