Purchasing a new vehicle or a home is a big decision with many factors to consider. In the case of a vehicle there are option packages, color, interior fabric, extended service plans and warranties, etc. 

Buying a home has more complex issues. New or existing? What schools will my children be attending? Will the property retain and/or increase in value? What are the property taxes and insurance going to cost? How much time and money will it take to maintain the house and the yard? Do we want a pool? The list can seem unending.

When faced with such complex decisions, it's important to do what you can to simplify things. That's why getting pre-approved with First South Financial is a smart move.

And here are 4 good reasons why that is:

1. Our fast and easy application process - apply online, by phone, or in person. If you need an answer quickly, we can often tell you in minutes.
2. You'll know exactly how much you can spend - knowing the maximum loan amount for which you qualify can help you quickly rule out any options that are out of your price range.
3. You'll know what your approximate monthly payments will be - knowing how this loan is going to affect your monthly budget can help you avoid purchasing options and extras that may push that monthly payment beyond your comfort zone.
4. You'll know the rate and loan type that works best for you - our lending personnel will work with you to help you decide on the type of loan that's in your best interest. 

Getting pre-approved at First South Financial gives you more control over the entire purchasing process. 

To find our more or to get pre-approved today, apply online or call us at 901-380-7401 today.